At Vail Finance, we know everyone is different. That’s why we have tailored offerings to suit every situation.
From first homebuyers to seasoned investors with large property portfolios, we can help you no matter what stage you are at in your property journey.
Our team is comprised of individual specialists, who are experts in their respective area. We take pride in providing a professional and personalised service in order to help you achieve your goals and dreams.
First Home Buyers
We help first home buyers through the process of getting a home of their own. We start at idea phase, work through how much they can borrow, guide them through the pitfalls of finding a home and helping them with their loan approval and getting the keys to their new home.
We are a service completely focused on the best outcomes for you, with access to over 37 lenders for loan approvals, and experience across house and land packages, established home purchases, off-the-plan apartments and more.
We simplify the process for first home buyers and give them honest advice at every step, arming you with the important information so that you can make the right decisions and get the home you have always dreamed about.
Even if you have existing debts, we can coach you through cleaning-up your existing loans so that you can start looking for a home now.
New Home Purchase, Investment Property or Refinance
If you are purchasing a new home or investment property, don’t leave it until the last minute to engage us. Thinking of buying a new home? We partner with you from the moment you start looking for a new home, and can provide valuable advice that can save you thousands of dollars.
We provide an initial borrowing capacity assessment and Letter of Eligibility, which you can use to narrow down your price range and show you are eligible to borrow. This will give you the confidence to look at properties, knowing your borrowing capacity has been confirmed.
Property Report on any property you are considering placing an offer on, showing recent sales in the area, how long it has been on the market and the estimated value of the property. This will quickly help you understand whether the asking price is fair, and at what level you should be placing an offer.
Assistance with the terms of your offer, particularly around deposit amount, finance date and settlement date. This ensures you have the flexibility you need to see the purchase through successfully.
End to End finance application. We take the difficulty out of dealing with the banks and make it simple. With 37+ lenders on our panel, we will compare the best options for you and ensure you end up with the very best offering in the market.